7WĀVVES oceanfront podcast room
Official Partner·Funding Machine·Tax Hive

After the capital
comes the architecture.

Most operators get 0% credit cards and stall — no entity cleanup, no bureau presence, no digital footprint, no system to deploy the money. We build the bankable engine that turns funding into a flywheel.

WĀVVES CapitalStoic CEO7 Figures FundingCapital PartnerTax HiveTax StrategyBlüe WĀVVESMarketingWĀVVES.AILeadBuilt · GHL
WĀVVESCAPITAL
Stoic CEO
7FIGURES FUNDING
Capital Partner
TAXHIVE
Tax Strategy
BLÜEWĀVVES
Marketing
WĀVVES.AI
LeadBuilt · GHL
Strategic Partnership

Partnered with 7 Figures Funding.

7 Figures opens the door with 0% interest credit lines — the cleanest capital a new operator can deploy. That's step zero. The mistake most owners make is treating it as the finish line.

Captain Capital's™ role at WĀVVES Capital is to make sure the first wave isn't the last. We architect the bankability stack — and bring in Tax Hive for proactive tax strategy — so the next round, the next line, and the next opportunity are no longer something you chase. They're something you qualify for.

7 Figures Funding
Capital Partner
Wāvves Capital
Stoic CEO · Bankability Engine
Tax Hive
Tax Strategy · Kevin O'Leary
WĀVVES.AI
Powered by LeadBuilt on GHL
Blüe Form Media
Marketing Partner · 6th Wave
For Funding Machine Owners

Keep your clients. Maximize every round.

You stay the owner of the relationship — we build the bankability engine underneath. Watch the 2-minute walkthrough and book a call from the video.

Watch the walkthrough
7WĀVVES Blüeprint™

"Built to borrow.Built to scale.Built to sell."

The theory is the system.

The system is the money.

The Hidden Drag

"It's nearly impossible to develop ideas when you don't know what kind of capital you can get — or what to charge for what you sell."

That's the gap we close.
The Process

Seven Wāvves from funded to exit ready.

Capital is the spark. Bankability is the engine. Here's the architecture we build for every operator after the first round of 0% lands.

  1. 01
    Foundation
    The Right Entity
    • Tax Hive architects the entity + tax election (LLC, S-Corp, C-Corp) to match funding and exit goals
    • Open Tax Hive bookkeeping from day one — clean books = lender readiness
    • File or update EIN with the correct responsible party
    • Use a real business address — no PO boxes, no residential
    • Select a fundable NAICS code (avoid restricted industries)
    • Document ownership clearly (operating agreement, cap table)
    • Register with the Secretary of State and stay in good standing
  2. 02
    Identity
    Bureau Registration
    • Activate your WĀVVESCAPITAL.AI portal — registered with the corporate credit bureaus
    • Track your bankability score live inside the portal
    • Claim or create a Dun & Bradstreet D-U-N-S number
    • Verify business profile with Experian Business and Equifax Business
    • Open 3–5 starter tradelines that report to all three bureaus
    • Pay early to build positive Paydex / Intelliscore history
  3. 03
    Credibility
    Digital Footprint, Done Right
    • Domain matches the legal business name
    • Professional website with clear offer and contact info
    • Business email on the domain (no @gmail.com)
    • Matching business phone number listed publicly
    • Google Business Profile verified and complete
    • LinkedIn company page that mirrors the website
  4. 04
    Acceleration
    Bankability Compounds
    • Review current credit lines and request limit increases
    • Open the next round of funding strategically (don't shotgun)
    • Track utilization — keep below 30% on revolving accounts
    • Re-price your offer based on the capital you can deploy
    • Document case studies that show ROI on funded capital
    • Schedule quarterly bankability review with your coach
  5. 05
    Activation
    Deploy with WĀVVES.AI (Powered by LeadBuilt on GHL)
    • Provision your WĀVVES.AI workspace on GHL
    • Install LeadBuilt automations and pipelines
    • Embed your branded funding link in site, emails, and SMS
    • Train staff to position financing as part of every offer
    • Connect calendar, payment, and CRM integrations
    • Launch first campaign and track funded conversions
  6. 06
    Amplification
    Blüe Form Media + Blüe WĀVVES Marketing
    • Brand audit with Blüe Form Media
    • Define core offer and proof assets for paid traffic
    • Launch Meta + Google campaigns through Blüe WĀVVES
    • Build content engine (short-form video, email, blog)
    • Install conversion tracking end-to-end
    • Review CAC, LTV, and ROAS on a weekly cadence
  7. 07
    Exit Ready
    An Exit-Ready Business
    • Engage Tax Hive for proactive tax strategy that lifts the multiple
    • Engage API Law / EstateGüard.ai for estate planning
    • Clean up books — accrual accounting, monthly close
    • Document SOPs so the business runs without the owner
    • Lock down IP, trademarks, and contracts
    • Anchor a baseline valuation and hold steady at your apex multiple
Interactive · The Process

Walk the seven wāvves.

Click each wave to see what we do — and what changes for you.

Step 01Foundation

The Right Entity

We bring in Tax Hive at the entity-construction stage to architect the structure correctly — entity type + tax election, EIN posture, registered address, NAICS code, and ownership documentation. Clean books from day one = lender readiness from day one.

Outcome

Every future application (and every future tax return) starts on a yes instead of a maybe.

  • Entity + tax election
    Architected by Tax Hive
  • EIN / NAICS
    Clean & coded right
  • Books
    Clean = lender-ready
1 / 7
Matt Rowan, Captain Capital
Captain Capital™
Matt Rowan
Architect · Wāvves SHVR Group Ecosystem
The Multiplier

Your funded business becomes a funding partner for your buyers.

Once the stack is live on WĀVVES.AI (Powered by LeadBuilt on GHL), your funding link is embedded into every funnel, every email, every checkout. Your customers get the same access to capital you got — and your offer becomes the on-ramp.

  • DistributionEmbed funding links across every customer touchpoint
  • ConversionCustomers fund their purchase — you close more, faster
  • CompoundingEach funded customer becomes a referral channel

How Each WĀVVE Amplifies Your Bankability

The Bankability Amplification Checklist

Seven waves. Each one moves a specific lever underwriters, bureaus, and acquirers actually price on.

  1. 01

    Wāvve 01 · Foundation

    The Right Entity

    • Entity type + tax election matched to how lenders underwrite
    • EIN, NAICS, and address posture flagged as fundable (not restricted)
    • Clean books from day one via Tax Hive — no underwriting red flags
    • Secretary of State good standing = passes basic lender filters
  2. 02

    Wāvve 02 · Identity

    Bureau Registration

    • Live bankability score inside the wāvvescapital.ai portal
    • Verified profiles at D&B, Experian Business, and Equifax Business
    • 3–5 starter tradelines reporting to all three bureaus
    • Positive Paydex / Intelliscore history that lenders pull
  3. 03

    Wāvve 03 · Credibility

    Digital Footprint, Done Right

    • Domain matches legal entity — diligence searches resolve cleanly
    • Business email + phone on the domain (no @gmail, no cell)
    • Verified Google Business Profile + LinkedIn company page
    • Underwriters Google you and find a real, deserving operator
  4. 04

    Wāvve 04 · Acceleration

    Bankability Compounds

    • Limit increases on existing lines without new hard pulls
    • Strategic next-round funding sequenced (not shotgunned)
    • Utilization held below 30% to keep scores climbing
    • Quarterly bankability review with your coach
  5. 05

    Wāvve 05 · Activation

    Deploy with wāvves.ai

    • Funding links embedded in site, email, SMS, and CRM
    • Every customer interaction also opens a capital path
    • LeadBuilt + GHL automations turn capital into revenue
    • Funded conversions tracked back to bankability
  6. 06

    Wāvve 06 · Amplification

    Blüe Form Media + Blüe WĀVVES Marketing

    • Paid traffic + brand built around the funding-enabled offer
    • CAC, LTV, and ROAS reviewed weekly — revenue lenders trust
    • Conversion tracking end-to-end proves predictable cash flow
    • Compounding leads = stronger DSCR on every future application
  7. 07

    Wāvve 07 · Exit Ready

    An Exit Ready Business

    • Tax Hive proactive strategy lifts the multiple at exit
    • Accrual books + monthly close = buyer-grade financials
    • SOPs, IP, contracts locked — business runs without the owner
    • Anchored at your Apex Multiple™ — sell when you want to, not when you have to

WĀVVES SÜRGE — Limit Multiplier

Same FICO. 2–3× the 0% approval stack.

What changes when you SÜRGE through the WĀVVES portal first — manual underwriting opens, business revenue is documented, banking relationships are in place. Issuer-published numbers, not projections.

Personal FICO:
Estimated total stack uplift
Manual underwriting + built business profile vs. raw automated stack at the same FICO
+$55,000
Before
Raw stack — no business profile
Automated underwriting only · No D&B file · No documented revenue · New entity or sole prop
$35,000
Est. range: $25,000–$45,000 across 5–8 cards
What limits you
  • • Automated underwriting caps Chase Ink at $3K–$8K for new businesses with no revenue docs
  • • No D&B file — Amex, Chase, BofA can't verify business separately from the owner
  • • No documented business revenue — limits benchmarked to personal income only
  • • Chase 5/24 constrains application sequence and total card count
  • • No banking relationship — issuers reserve higher limits for existing account holders
After — SÜRGE fulfilled
Stacked on a built business profile
Business credit file active · Revenue documented · Commercial presence verified · Manual underwriting accessible
$90,000
Est. range: $70,000–$110,000 across 5–8 cards
What opens up
  • • Manual underwriting opens — same Chase Ink card: $5K automated vs. $15K–$25K manual
  • • D&B file + Paydex enables Amex to verify the business separately — top of $5K–$25K range
  • • Documented revenue (MyFigures bookkeeping) supports higher limit requests
  • • Banking relationship established — Chase business checking pre-app improves limits
  • • Capital One Spark accessible at $10K–$30K once business profile is verifiable
Published per-card limits — what the issuers actually say
CardIssuerMin FICOBefore (automated)After (manual + profile)Source
Chase Ink Cash / UnlimitedChase670+$3K–$8K (automated, new biz)$8K–$25K (manual, revenue docs)Chase.com; Ramp.com 2025
Chase Ink PreferredChase690+$5K–$10K (automated, new biz)$10K–$25K (manual, banking relationship)Chase.com; Ramp.com 2025
Amex Blue Business Cash/PlusAmex700+$5K–$10K (new biz <2 yrs)$10K–$25K (2+ yrs, revenue docs)Ramp.com Oct 2025
Capital One SparkCap One700+$5K–$10K (no business file)$10K–$30K (business profile verified)Ramp.com 2025
Bank of America BusinessBofA670+$3K–$7K (automated)$7K–$15K (banking relationship)Ramp.com 2025
Wells Fargo BusinessWF670+$500–$5K (new, no biz credit)$5K–$25K (documented revenue)Business.org 2025
What SÜRGE does — and doesn't — directly affect on 0% cards. 0% business cards are primarily underwritten on personal FICO, personal income, and time-in-business — not Paydex or D&B alone. What SÜRGE changes: (1) it gets you into manual underwriting channels that consistently produce 2–5× higher per-card limits on the same issuer; (2) it provides the documented business revenue and banking relationship that supports the high end of every issuer's published range; (3) it establishes the commercial identity that makes Amex and Chase treat you as a business, not a sole proprietor. Paydex matters more for term loans, equipment financing, vendor credit, and SBA. The honest story is still compelling.

All approval amounts are issuer-published ranges, not guarantees. Sources: Chase.com, Ramp.com (2025), Bankrate (2025), Business.org (2025), NAV.com, NerdWallet, FundingExplained.com (Feb 2026), HugeCapitalFunding.com. Actual results vary. Not financial advice.

Industry Impact Deck

How Does WĀVVES CAPITAL Affect My Industry & My Limits?

See, industry by industry, how WĀVVES CAPITAL changes your approval profile, raises your limits, and reframes you in lender language.

Open the Industry Impact Deck →
SHVR Group · 7W Ecosystem

One group. Every service.

The SHVR Group ecosystem covers every link from first 0% dollar to fully deployed go-to-market — so capital, credit, tax, mindset, and marketing finally pull in the same direction.

7W mark
S.U.R.G.E Apex Multiple™
Simply · Ünify the Resources · Grow the Multiple · Exit on your Terms
Embed Funding Links · Plug-and-play

Drop WĀVVES.AI funding into any tool, funnel, or page.

Copy a ready-made snippet for GoHighLevel, ClickFunnels, WordPress, Webflow, Notion, Beehiiv, email signatures — anywhere your audience already is. Every embed routes through the WĀVVES.AI portal so the bankability score gets measured and reported to D&B, Experian, and Equifax automatically.

1 · Choose destination
2 · Pick a format
Direct URL
https://capital.wavves.ai/apply-for-funding?am_id=WAVVESCAPITAL
Live Preview
button
Embed Snippet
<a href="https://capital.wavves.ai/apply-for-funding?am_id=WAVVESCAPITAL" target="_blank" rel="noreferrer"
  style="display:inline-flex;align-items:center;gap:10px;padding:14px 28px;
  border-radius:9999px;background:linear-gradient(135deg,#d4a84c,#f0d78c);
  color:#0a0a0a;font:600 12px/1 system-ui,sans-serif;letter-spacing:.18em;
  text-transform:uppercase;text-decoration:none;box-shadow:0 10px 30px -10px rgba(212,168,76,.6);">
  Apply for Funding →
</a>

Paste into any HTML block — GoHighLevel, ClickFunnels, Webflow, WordPress, Beehiiv, Notion embeds, or your CRM email templates.

WĀVVES.AI™ CRM Plans

High Octane CRM for an APEXExit

Find the rip · ride the wave · skip the paddle. Pick the tier that matches the exit you're building — every plan plugs into theS.Ü.R.G.E. to Tsunami™ Modality.

No Lead Sürge — Basic

WVVC Portal

Bare bones — corporate credit portal access

$2,300
one-time setup
Self-directed
merchant & care fees included
Rip Current Commission™ — refer someone: earn $23010%
  • Bare bones basic — WVVC corporate credit portal access
  • Self-directed, do-it-yourself
  • Merchant & care fees included
  • Send clients to the Funding Machine — they get funded and can use that capital to pay you (no commission earned)
Begin This Level
No Lead Sürge — Starter

Starter Portal + Website

Portal + custom website + Google indexing

$4,900
one-time setup
Self-directed
no CRM included
Rip Current Commission™ — refer someone: earn $40010%
  • WVVC corporate credit portal — get the business bankable
  • Custom website built for bankability
  • Full Google indexing — site searchable & ready to earn
  • Self-directed, do-it-yourself
  • No CRM included
  • Send clients to the Funding Machine — they get funded and can pay you with that capital (no commission on the funding itself)
  • Rip Current Commission™ — flat 10% across the board on service referrals
Begin This Level
★ Most Popular · No Lead Sürge — Pro

Pro Website + CRM + Portal

Website + CRM + Portal + Indexing w/ Paydex DIY

$7,200
one-time setup
DIY Paydex
you execute the paydowns yourself
Rip Current Commission™ — refer someone: earn $60010%
  • Custom website — fully Google-indexed
  • WĀVVES.AI CRM powered by GHL Premium — full white-glove buildout
  • Dedicated business phone number + 2-way SMS texting
  • Automated follow-up sequences — email, SMS & voicemail drops
  • Social media bots — DMs, comments & auto-replies across platforms
  • Pipelines, calendars & booking automations
  • Reputation management — auto review requests
  • WVVC corporate credit portal — get the business bankable
  • Send clients to the Funding Machine — they get funded and can pay you with that capital (no commission on the funding itself)
  • Rip Current Commission™ — flat 10% across the board on service referrals
Begin This Level
The Next Move

Get bankable.
Then get unstoppable.

One conversation maps your entity, bureau posture, footprint, and deployment stack — and what your next round of capital actually looks like.